Louder Than U Finance Investment Advice… Turned Up A Few Decibels

13Feb/100

Ten Painless Ways to Save Money Every Day

Saving money isn’t really as hard as we often make it seem. The key is to make it painless! Here are ten painless methods, some of which are bound to work for you:

1. Make Your Lunch Instead of Buying It – The cost is a fraction of eating out, and probably healthier, too. Make a sandwich, and throw some chips in a baggie. You’ll probably save at least $25 a week this way.

2. Rent Instead of Going to the Theater - $2 for a movie, and nobody kicking the back of your seat! What a deal!

3. Don’t Throw Away Yesterday’s Leftovers – Don’t throw away food. You’re throwing away money! Or buy some Tupperware and take it to work for lunch.

4. Carpool – Pretty obvious savings, and it can be very relaxing, too. Let the other guy handle the stress, while you plan your day.

5. If You Aren’t Using It, Turn It Off – Enough said!

6. Be Smart With Your Car - The manual may say “premium fuel”, but check with your mechanic… you may be able to save $0.20 per gallon. That can add up to a few hundred dollars a year.

7. Send away for and follow up on rebates – you’d be surprised how much diflucan money you can get back this way. I regularly get $10 to $25 back on items I’ve purchased.

8. Don’t pay interest on credit cards – Pay off that card every month, before the charges can accrue any interest.

9. Replace incandescent bulbs with compact fluorescent light (CFLs) bulbs – They use ¼ the energy, and last 10 times longer.

10. Get rid of your home telephone – use your cell phone, or even better, VOIP, like MagicJack. $20 a year, for unlimited nationwide service? Not a bad deal!

Did I say ten? Well, here’s a bonus method, one your father and grandfather may have used:

11. Coins in the bottle – At the end of the day, put all your change in a piggy bank, a 5 gallon water bottle, or a sturdy drawer. I did this for years, and never saved less than $350 a year by this method alone! I actually bought my son a used pickup truck one year, with what was in a 5 gallon water bottle… over $1,800!

None of these methods are difficult to put intp practice, and once you’ve gotten into the habit, you do it without even realizing it. And you can easily pocket a couple thousand dollars a year, by implementing just a few of them!

So what are you waiting for?

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